Which is The Best American Express Credit Card?

Which is the Best American Express credit card? “Best” is subjective and can vary based on individual needs and preferences. However, American Express (often referred to as Amex) offers a variety of credit cards designed to cater to different needs, such as cash back, travel rewards, business expenses, or luxury benefits. Here are some popular Amex credit cards, each of which may be considered “the best” for different reasons:

Which is The Best American Express Credit Card?

1. The Platinum Card® from American Express:
   • Best for: Luxury Travel Benefits
   • Key Features: Access to Centurion Lounges, up to $200 annual airline fee credit, up to $200 annual Uber credit, hotel status, and extensive travel protections.
2. American Express® Gold Card:
   • Best for: Dining & Supermarket Rewards
   • Key Features: Earns bonus points on dining and U.S. supermarkets, monthly dining credit, and travel benefits.
3. Blue Cash Preferred® Card from American Express:
   • Best for: Cash Back on Everyday Spending
   • Key Features: High cash back rates at U.S. supermarkets and on U.S. streaming subscriptions, as well as on gas station and transit purchases.
4. American Express® Green Card:
   • Best for: Basic Travel Rewards
   • Key Features: Earns points on travel, dining, and transit. It also provides certain travel benefits.
5. The Business Platinum Card® from American Express:
   • Best for: Business Travel Benefits
   • Key Features: Similar benefits to the personal Platinum Card but tailored for business owners, with bonus points on large purchases and business-related travel perks.
6. Blue Business Plus Credit Card from American Express:
   • Best for: Small Business Everyday Spending
   • Key Features: Earns consistent points on all purchases up to a certain limit and has no annual fee.
7. Amex EveryDay® Credit Card:
   • Best for: No Annual Fee with Rewards
   • Key Features: Earns points on U.S. supermarket and general purchases, with a bonus for using the card a certain number of times in a billing period.

When determining which card is best for you, consider the following:

• Annual Fee: Are you getting enough value to justify the fee?
• Rewards Structure: Do the bonus categories align with your spending habits?
• Additional Benefits: Travel protections, insurances, credits, and lounge access can add significant value.
• Interest Rates: If you don’t plan to pay off your balance in full each month, the interest rate will be important.

Lastly, always read the terms and conditions and consider speaking with a financial advisor before making a decision. Remember, my knowledge is up to date only until January 2022, so there might have been new offerings or changes to existing cards since then.