The Best Southwest Airlines Credit Cards

The Best Southwest Airlines Credit Cards. As of my last update in January 2023, Southwest Airlines offered several co-branded credit cards in partnership with Chase Bank. The best Southwest Airlines credit card for you will depend on your specific travel habits, spending patterns, and the benefits you value most. Here are some of the popular Southwest credit cards available as of that time:

The Best Southwest Airlines Credit Cards

1. Southwest Rapid Rewards Plus Credit Card:
   • Annual fee: Usually lower than the Premier and Priority cards.
   • Earning: Earn Rapid Rewards points on purchases.
   • Bonus: Often comes with a sign-up bonus after meeting minimum spending requirements.
   • Foreign transaction fees: Typically has them.
2. Southwest Rapid Rewards Premier Credit Card:
   • Annual fee: Higher than the Plus card but lower than the Priority card.
   • Earning: Earn Rapid Rewards points on purchases.
   • Bonus: Typically has a higher sign-up bonus than the Plus card.
   • Additional benefits: No foreign transaction fees. Earn Tier Qualifying Points (TQPs) towards A-List and A-List Preferred elite status.
3. Southwest Rapid Rewards Priority Credit Card:
   • Annual fee: Highest among the three.
   • Earning: Earn Rapid Rewards points on purchases.
   • Bonus: Typically offers a sign-up bonus.
   • Additional benefits: $75 Southwest annual travel credit, up to four upgraded boardings per year (when available), 20% back on in-flight drinks and WiFi, no foreign transaction fees, and earn TQPs towards elite status.
4. Southwest Rapid Rewards Performance Business Credit Card (for business owners):
   • Annual fee: Typically higher than personal cards but offers more benefits.
   • Earning: Earn Rapid Rewards points on purchases.
   • Bonus: Often has a generous sign-up bonus.
   • Additional benefits: Inflight WiFi credits, Global Entry or TSA Pre✓ fee credit, no foreign transaction fees, and earn TQPs towards elite status.

Which is best for you?

• If you’re a casual Southwest traveler and are looking for a card with a lower annual fee, the Rapid Rewards Plus might be a good fit.
• If you travel internationally or want to earn TQPs toward elite status without a high annual fee, the Rapid Rewards Premier could be a better choice.
• For those who frequently fly with Southwest and can make the most of the added benefits, the Rapid Rewards Priority offers the most perks among the personal cards.
• Business owners who fly Southwest should consider the Rapid Rewards Performance Business card for its generous rewards and additional benefits.

Remember that credit card offerings, benefits, and annual fees can change over time. Always review the most up-to-date terms and conditions directly from the credit card issuer before applying. If you’re considering one of these cards, it might be a good idea to check Southwest’s official website or contact Chase Bank for the most current information.

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