The Best Credit Cards With Cell Phone Protection

The Best Credit Cards With Cell Phone Protection. As of my last knowledge update in September 2023, several credit cards offer cell phone protection as one of their benefits. However, the specific terms and conditions of these benefits can change over time, so it’s essential to check with the credit card issuer for the most up-to-date information. Here are a few credit cards known for offering strong cell phone protection benefits:

The Best Credit Cards With Cell Phone Protection

1. Chase Sapphire Preferred® Card:
   • This card offers cell phone protection of up to $600 per claim and $1,800 per year. You need to pay your monthly cell phone bill with the card to be eligible for this coverage.
2. Chase Sapphire Reserve®:
   • The Chase Sapphire Reserve provides even better cell phone protection with coverage of up to $800 per claim and $1,000 per year.
3. Wells Fargo Propel American Express® Card:
   • This card offers cell phone protection of up to $600 per claim against theft or damage, with a $25 deductible. You must pay your monthly cell phone bill with the card to qualify for coverage.
4. U.S. Bank Visa® Platinum Card:
   • This card provides cell phone protection of up to $600 per claim with a $25 deductible. Coverage applies when you pay your monthly cell phone bill with the card.
5. Citi Prestige® Credit Card:
   • The Citi Prestige card offers cell phone protection of up to $1,000 per claim and $1,500 per year. To be eligible, you must pay your cell phone bill with the card.
6. Uber Visa Card:
   • The Uber Visa card provides cell phone protection of up to $600 per claim, with a $25 deductible, when you pay your cell phone bill with the card.
7. Ink Business Preferred® Credit Card:
   • This business credit card from Chase offers cell phone protection of up to $600 per claim, with a $100 deductible. Coverage applies when you use the card to pay your business cell phone bill.

Please note that these credit card benefits can change, and there may be additional terms and conditions that apply. It’s crucial to review the specific details of cell phone protection coverage provided by the issuer before relying on it. Also, keep in mind that you’ll generally need to file a claim and provide documentation to access these benefits, so familiarize yourself with the claims process as well.

Also Checkout: The Best Credit Cards With Travel Insurance