The Best Credit Cards for United Airlines Flyers. As of my last update in January 2023, United Airlines co-branded credit cards are issued by Chase. There are several options available, each tailored to different needs and preferences of flyers. Here’s an overview of the popular credit cards for United Airlines flyers:
The Best Credit Cards for United Airlines Flyers
- United Explorer Card:
- Welcome bonus: Offers can vary, but it’s not uncommon to see a bonus of 40,000 to 60,000 miles after meeting a specific spend requirement in the first few months.
- Annual fee: Typically around $95 (might be waived for the first year).
- Key benefits: Free first checked bag, priority boarding, 2 one-time United Club passes each year, no foreign transaction fees, and 2x miles on United purchases.
- TSA Pre✓® or Global Entry fee credit.
- United Club Infinite Card:
- Welcome bonus: Offers can vary but are usually higher than the Explorer Card.
- Annual fee: Typically around $525.
- Key benefits: Full United Club membership (provides access to United Club lounges and participating Star Alliance affiliated lounges worldwide), 4x miles on United purchases, 2x miles on dining and travel, free first and second checked bag, and up to a $100 Global Entry or TSA Pre✓® fee credit.
- United Business Card:
- Welcome bonus: Offers vary but can be substantial for business owners.
- Annual fee: Typically around $99.
- Key benefits: 2x miles on United purchases, at gas stations, office supply stores, and restaurants; free first checked bag, priority boarding, and 2 one-time United Club passes each year.
- United Gateway Card:
- Welcome bonus: Offers are typically lower than the other cards.
- Annual fee: $0.
- Key benefits: 2x miles on United purchases, at gas stations, and on local transit/commuting; no foreign transaction fees.
In addition to these cards, United Airlines often has promotions and partnerships with other cards or offers limited-time bonuses.
When considering which card is best for you, think about:
- How often you fly with United Airlines.
- Whether you value lounge access.
- If you’ll benefit from free checked bags.
- Your spending patterns (e.g., do you spend a lot on dining or gas?).
- Whether you’re willing to pay an annual fee and, if so, how much.
Always read the most recent terms and conditions, as offers, fees, and benefits can change. Also, consider consulting with a financial advisor or doing further research to ensure you choose the card that’s best for your personal situation.
Also Checkout: The Best Credit Cards With Travel Insurance