Planning a trip to Indonesia? Whether you’re surfing in Bali, hiking Mount Bromo, or exploring Jakarta’s urban jungle, travel insurance is a must! Here’s a breakdown of the best insurance providers, prices, coverage details, and fun travel tips to keep you safe on your Indonesian adventure.
🏆 Top Travel Insurance for Indonesia
1️⃣ World Nomads – Best for Adventure Travelers
✅ Covers adventure sports (surfing, scuba diving, trekking, volcano hikes)
✅ Up to $100,000 in emergency medical coverage
✅ Covers trip cancellations, lost luggage, and delays
💰 Price: ~$50–$150 per trip
🔹 Great for Bali surfers, Komodo divers, and volcano trekkers! 🏄♂️🌋
2️⃣ Allianz Travel Insurance – Best for Long Trips
✅ Annual multi-trip plans for frequent travelers
✅ Up to $1 million in emergency evacuation coverage
✅ 24/7 multilingual assistance
💰 Price: ~$50–$200 per trip / ~$275 per year
🔹 Ideal for digital nomads & long-term travelers in Indonesia!
3️⃣ SafetyWing – Best for Digital Nomads & Budget Travelers
✅ Subscription-based coverage (pay per month)
✅ Medical coverage up to $250,000
✅ COVID-19 coverage included
💰 Price: ~$45/month (for travelers under 40)
🔹 Perfect for remote workers in Ubud or Canggu! ☕🌴
4️⃣ AXA Assistance – Best for Visa & Entry Requirements
✅ Meets Indonesia’s visa requirements for long stays
✅ Covers medical emergencies, lost luggage, and delays
✅ 24/7 emergency medical assistance
💰 Price: ~$30–$120 per trip
🔹 Best for travelers needing visa-approved insurance!
5️⃣ Travelex Insurance – Best for Families
✅ Kids under 17 covered for free
✅ Up to $500,000 for emergency evacuation
✅ Cancel for Any Reason (CFAR) option available
💰 Price: ~$50–$300 per trip
🔹 Perfect for a family vacation in Bali or Yogyakarta! 🏖️
❓ Indonesia Travel Insurance FAQ
1️⃣ Do I Need Travel Insurance for Indonesia?
🛑 Yes, highly recommended!
🔹 Travel insurance is not mandatory but is required for some visa categories.
🔹 Medical care in Indonesia can be expensive for foreigners in private hospitals.
2️⃣ How Much Does Travel Insurance for Indonesia Cost?
💰 Typical costs:
✔️ Basic plan: ~$30–$80 per week
✔️ Comprehensive plan: ~$80–$200 per week
✔️ Annual plans: ~$275–$500 per year
🔹 Tip: Book before your trip for better rates!
3️⃣ What Does Indonesia Travel Insurance Cover?
✅ Medical expenses (hospital visits, doctor fees, prescriptions)
✅ Emergency evacuation & repatriation
✅ Trip cancellations & interruptions
✅ Lost, stolen, or delayed luggage
✅ Travel delays & flight cancellations
✅ Adventure sports (if covered by your plan)
🔹 Fun Fact: Some plans even cover monkey-related injuries in Bali! 🐒😂
4️⃣ Does Travel Insurance Cover COVID-19 in Indonesia?
✅ Most providers include COVID-19 coverage for medical expenses.
✅ Some also cover trip cancellations if you test positive.
✅ Best for COVID-19 coverage: SafetyWing, Allianz, and AXA Assistance.
🛑 Check the fine print! Some policies do not cover pandemics by default.
5️⃣ Can I Buy Travel Insurance After Arriving in Indonesia?
✅ Yes, but fewer options!
✅ SafetyWing & World Nomads allow you to buy insurance after arrival.
🛑 Most policies do not cover pre-existing issues, so don’t wait until you’re sick!
6️⃣ Does Travel Insurance Cover Adventure Activities?
✅ Basic plans cover sightseeing & mild hikes.
🏄 If you’re surfing in Bali, diving in Raja Ampat, or hiking Mount Rinjani, you need adventure sports coverage.
🔹 Best for adventure travelers: World Nomads & Allianz.
7️⃣ What Happens if I Get Sick or Injured in Indonesia?
1️⃣ Go to a hospital or clinic (Indonesia has both public & private healthcare).
2️⃣ Call your insurance provider for hospital recommendations.
3️⃣ Keep all receipts & paperwork for reimbursement.
🔹 Bonus Tip: Private hospitals in Indonesia require upfront payment—insurance saves you big money! 💰
8️⃣ Is Credit Card Travel Insurance Enough?
🛑 Not always! Many credit card policies don’t cover medical expenses.
✅ Check your card’s fine print before relying on it.
🎉 Fun Travel Insurance Tips for Indonesia!
🐵 Monkey Stole Your Sunglasses in Ubud? Some plans cover stolen items!
🌋 Volcano Eruption Delayed Your Flight? Trip interruption insurance can refund your expenses!
🏄 Surfboard Snapped on a Big Wave? If your plan covers sports equipment, you can get reimbursed!
🐍 Stepped on a Snake in Komodo? Emergency medical evacuation is covered by most comprehensive plans!
🏁 Final Verdict – Best Travel Insurance for Indonesia
✔️ Best Overall: World Nomads
✔️ Best for Digital Nomads: SafetyWing
✔️ Best for Families: Travelex
✔️ Best for Visa Requirements: AXA Assistance
✔️ Best for Adventure Travelers: Allianz
Now you’re ready to explore Indonesia stress-free! 🇮🇩✈️🏝️🌋
Where in Indonesia are you going? 😃
