Heading to Australia? Whether you’re surfing in Bondi Beach, exploring the Outback, or cuddling koalas, having travel insurance is a smart move! Here’s a breakdown of the best insurance providers, prices, and coverage details—plus some fun insights!
Top Travel Insurance for Australia
World Nomads – Best for Adventure Travelers
Covers extreme sports like scuba diving, skydiving, and surfing Up to $100,000 in medical coverage Covers trip cancellations, lost luggage, and delays
Price: ~$50–$150 per trip
Perfect for thrill-seekers planning an Australian road trip! 
Allianz Travel Insurance – Best for Long Trips
Annual multi-trip plans for frequent travelers Up to $1 million in emergency evacuation coverage 24/7 multilingual support Price: ~$50–$200 per trip / ~$275 per year
Great for business travelers & digital nomads!
SafetyWing – Best for Digital Nomads & Budget Travelers
Flexible, subscription-based coverage (pay per month) Medical coverage up to $250,000 Includes COVID-19 coverage Price: ~$45/month (for travelers under 40)
Perfect for remote workers in Sydney or Melbourne! 
Cover-More Travel Insurance – Best for Aussies & Visitors
Strong coverage for domestic & international travel Covers medical, dental, and trip cancellations Add-ons available for adventure sports Price: ~$50–$180 per trip
Great for Australian residents or frequent visitors!
Fast Cover Travel Insurance – Best for Seniors
Special plans for travelers over 60 Covers pre-existing medical conditions High medical and cancellation limits Price: ~$70–$250 per trip
Best for retirees exploring the Great Barrier Reef! 
Australia Travel Insurance FAQ
Do I Need Travel Insurance for Australia?
Yes, highly recommended! Australia has high medical costs for non-residents. If you need a visa, some categories require travel insurance.
How Much Does Travel Insurance for Australia Cost?
Average prices:
Basic plan: ~$30–$80 per week Comprehensive plan: ~$80–$200 per week Annual plans: ~$275–$500 per year
Tip: The longer you stay, the cheaper it gets per day!
What Does Australia Travel Insurance Cover?
Medical expenses (hospital visits, doctor fees, prescriptions) Emergency evacuation & repatriation Trip cancellations & interruptions Lost, stolen, or delayed luggage Travel delays & flight cancellations Adventure sports (if covered by your plan)
Fun Fact: Some plans even cover jellyfish stings & kangaroo-related accidents! 
Does Travel Insurance Cover COVID-19 in Australia?
Most plans include COVID-19 coverage for medical expenses. Some also cover trip cancellations if you test positive. Best for COVID-19 coverage: SafetyWing, Allianz, and Cover-More.
Check the fine print! Some policies exclude pandemics by default.
Can I Buy Travel Insurance After Arriving in Australia?
Yes, but fewer options! SafetyWing & World Nomads allow you to buy insurance after arrival. Pre-existing issues aren’t covered (so don’t wait until you’re sick!).
Does Travel Insurance Cover Adventure Activities?
Basic plans cover sightseeing & mild hikes. If you’re surfing, scuba diving, or skydiving, you need adventure sports coverage. Best for adventure travelers: World Nomads & Cover-More.
What Happens if I Get Sick or Injured in Australia?
Go to a hospital or clinic (Australia has excellent healthcare!). Call your insurance provider for hospital recommendations. Keep all receipts & paperwork for reimbursement.
Bonus Tip: Medicare only covers Australians & some visitors from certain countries—others must pay full price!
Is Credit Card Travel Insurance Enough?
Not always! Many credit card policies don’t cover medical expenses. Check your card’s fine print before relying on it.
Fun Travel Insurance Tips for Australia!
Bitten by a Snake in the Outback? Insurance covers emergency medical treatment!
Koala Claw Attack? (Yes, they bite!) You’re covered for animal-related injuries! Lost Your Surfboard in Bondi? Luggage coverage can reimburse you for lost sports gear! Kangaroo Collision? If you rent a car, make sure your plan covers wildlife accidents! 
Final Verdict – Best Travel Insurance for Australia
Best Overall: World Nomads Best for Digital Nomads: SafetyWing Best for Families: Travelex Best for Adventure Travelers: Cover-More Best for Seniors: Fast Cover
Now you’re ready to explore Australia stress-free! 
Where in Australia are you going? 
