Best Travel Credit Cards

The best travel credit cards. Travel credit cards can be a great way for frequent travelers to earn rewards for their expenses and access benefits that can make their trips more comfortable and affordable. While the “best” travel credit card largely depends on individual travel habits and spending patterns, as of my last training cut-off in January 2023, here are some of the top travel credit cards that were popular:

The best travel credit cards

1. Chase Sapphire Preferred Card
   • Bonus: Large sign-up bonuses after meeting a minimum spend.
   • Earning: 2x points on travel and dining.
   • Redemption: Points can be redeemed for travel through the Chase Ultimate Rewards portal at a 25% bonus or transferred to numerous airline and hotel partners.
   • Annual Fee: Moderate.
   • Other Perks: Trip cancellation/interruption insurance, no foreign transaction fees, primary car rental insurance.
2. Chase Sapphire Reserve
   • Bonus: Large sign-up bonuses.
   • Earning: 3x points on travel (after earning the travel credit) and dining.
   • Redemption: Points can be redeemed for travel through the Chase portal at a 50% bonus or transferred to partners.
   • Annual Fee: High, but comes with a $300 annual travel credit.
   • Other Perks: Priority Pass Select membership, Global Entry/TSA PreCheck fee credit, trip delay reimbursement, and more.
3. The Platinum Card® from American Express
   • Bonus: Large welcome offer.
   • Earning: 5x points on flights booked directly with airlines or with American Express Travel, and on prepaid hotels booked through amextravel.com.
   • Annual Fee: High.
   • Other Perks: Access to Centurion Lounges, Priority Pass membership, hotel status, airline fee credit, and many other luxury travel perks.
4. Capital One Venture Rewards Credit Card
   • Bonus: Solid sign-up bonus.
   • Earning: 2x miles on every purchase.
   • Redemption: Miles can be redeemed for travel at a fixed value or transferred to airline partners.
   • Annual Fee: Moderate.
   • Other Perks: No foreign transaction fees, Global Entry/TSA PreCheck fee credit.
5. Citi Premier® Card
   • Bonus: Generous sign-up bonus.
   • Earning: Multiple points on travel, dining, supermarkets, and gas stations.
   • Redemption: Points can be transferred to airline partners or redeemed for travel through Citi’s portal.
   • Annual Fee: Moderate.
   • Other Perks: No foreign transaction fees.
6. Bank of America® Travel Rewards Credit Card
   • Bonus: Sign-up bonus.
   • Earning: 1.5x points on every purchase.
   • Redemption: Points can be redeemed for travel expenses at a fixed value.
   • Annual Fee: None.
   • Other Perks: No foreign transaction fees.

Remember, the best card for you will depend on your specific spending habits, travel preferences, and what benefits you value most. It’s essential to consider how you’ll use the card, how often you travel, and whether the benefits outweigh the annual fee.

If you’re interested in current recommendations for 2023 or later, I recommend checking updated credit card review websites or consulting with a financial advisor.

Also Checkout: The Best Visa Credit Cards